Tofu doesn't process payments itself. You connect your own Stripe account, and every payment goes straight to it – Tofu never holds your money.
Two fees apply to every payment your client makes through Tofu, whether by card, Tap to Pay, or bank transfer:
Stripe's standard processing fee. Set by Stripe. Current rates are at stripe.com/pricing.
Tofu platform fee – 1% per successful payment. Same on every plan. It's the only fee Tofu adds: no separate payments plan, add-on, or per-user charge. It covers the payment link on every invoice, Tap to Pay on iPhone, automatic "Paid" status, and saved cards for repeat clients.
Can my client cover the fees?
Yes, in the US. Go to Settings > Accepting Payments > Online Payment Fee and turn on the toggle. Both the Stripe fee and Tofu's 1% are then added to the invoice total when a client pays through Tofu. Your client sees the higher total, and you receive the full invoice amount.
Payments you record manually – cash, check, or a bank transfer made outside Tofu – carry no fees.